- Final
- $155,670
- Interest
- $70,670
- Contributions
- $75,000
- APY
- 4.07%
Compare Scenarios Side-by-Side
Pit conservative, balanced, and aggressive plans against each other on a single chart. See how a small rate difference compounds into a huge wealth gap.
Compare up to 5 scenarios side-by-side.
Growth Comparison
- Final
- $259,772
- Interest
- $174,772
- Contributions
- $75,000
- APY
- 7.23%
- Final
- $452,278
- Interest
- $367,278
- Contributions
- $75,000
- APY
- 10.47%
Why compare?
A 1-percentage-point rate difference doesn't sound like much — until you compound it for 30 years. The difference between a 6% and 7% return on $500/month over 30 years is over $120,000. The difference between 7% and 9%? Over $400,000.
Comparing scenarios visually trains intuition for how powerfully cumulative interest responds to small input changes. Use this page to:
- Test conservative vs aggressive return assumptions.
- See how starting 5 years earlier outperforms saving 50% more later.
- Decide between paying off a low-rate loan or investing the difference.
- Visualize the cost of skipping years of contributions.